As a contractor, you are likely familiar with the importance of insurance. Your clients may require you to carry certain types and levels of insurance, and you need to make sure your business is properly protected in case of an accident or other incident. But what about umbrella insurance? Does this type of policy cover …
Umbrella insurance is a type of personal liability insurance that provides coverage above and beyond the limits of your homeowner’s or auto insurance policies. An umbrella policy can help protect you from costly lawsuits and other damages that may not be covered by your regular insurance. While umbrella insurance does provide some protection for professional …
Does umbrella insurance cover professional liability? Read More »
Renters insurance is a type of insurance that helps protect your belongings in the event of damage or theft. It also provides liability coverage if someone is injured while on your property. Most renters insurance policies do not cover pet damage, however, some companies offer riders that can be added to your policy for an …
Renters insurance is a type of insurance that helps protect your belongings in the event that they are damaged or stolen. While your landlord may have insurance that covers the building itself, it likely does not cover your personal belongings. This is where renters insurance comes in. It can help reimburse you for items that …
Cracked render is a common problem that can occur to any home. While most home insurance policies will cover the cost of repairing cracked render, it is important to check with your insurer to be sure. Some insurers may require you to purchase an additional policy rider in order to be covered for this type …
Mold is a type of fungus that can grow indoors and outdoors, and thrives in damp or wet conditions. Mold can cause serious health problems, so it’s important to remove it as soon as possible. Water damage is one of the most common causes of mold growth. If your home has been flooded or you’ve …
Does home insurance cover mold from water damage? Read More »
If your home has a boiler, you’re probably wondering if your home insurance policy will cover it in the event of a problem. The answer is maybe. It depends on the cause of the problem and whether or not you have an endorsement on your policy for boilers. Most home insurance policies provide coverage for …
There is no one definitive answer to this question as it depends on the specific policy in question. Some disability insurance policies will cover maternity leave, while others will not. It is important to read the fine print of your policy in order to determine whether or not you are covered. If you are unsure, …
Will disability insurance cover maternity leave? Read More »
Disability insurance does not cover pregnancy. Pregnancy is considered a pre-existing condition by most insurance companies, so it is not covered under disability insurance policies. There are some policies that will provide limited coverage for pregnancy-related conditions, but these are typically very expensive and offer little in the way of benefits. If you are pregnant …
When it comes to car insurance, the name on the policy is important. The named insured is the person who owns the policy and is responsible for paying the premiums. If you’re financing a car, the lender will require that you have insurance in your name. But even if you own your vehicle outright, there …
Does insurance have to be in the name of car owner? Read More »
